Tom Goold

How Much Do I Need to Save for Retirement Abroad as an Expat?

Retirement planning is a crucial financial endeavor, especially for expatriates and those contemplating retirement abroad. Moving to a new country or planning to spend your golden years in a different cultural setting brings unique opportunities and challenges, including financial ones. To ensure a comfortable retirement, it’s essential to consider several factors and plan meticulously. Here’s […]

What Happens to my QROPS if I Move Back to the UK?

If you have left the UK and been advised to transfer your pension to a Qualifying Recognised Overseas Pension Scheme (QROPS) but now intend to return to the UK then you need to consider how this pension will now be treated. While many expats and professionals who have left the UK transfer their pensions to […]

Move to Italy and enjoy ‘La Dolce Vita’ on tax!

Whether you’re a middle-aged professional with an established career, an entrepreneur or just starting out in the world of work, Italy should be top of your list thanks to favourable new tax regimes.

Understanding UK Pensions for British Expats living in South Africa

If you’ve worked in the UK and now live in South Africa – whether as a British expat or a South African – here’s what to consider about incorporating your UK pensions into your long-term retirement plans.

The Trouble with Financial Advice for Expats

From undisclosed commissions, unsuitable investments, high risk strategies and extortionate surrender penalties. The world of offshore financial advice is a minefield to navigate for expats. We expose the truth to help you avoid the risks of dealing with an offshore financial advisor.

QROPS Case Studies: Repairing the damage of costly pension transfers to QROPS for British expats

How we saved one expatriate in Italy £70,000 over 10 years by analysing his situation and making informed recommendations.

QROPS Case Study: Mrs White, British expat in Italy, STM Malta QROPS

Mrs White is a professional from the UK. She is in her mid-40s and has been living in Milan for several years. She was approached by a large offshore financial advisory group with offices in Milan. They convinced her that her UK pension would be better if it was transferred to a Malta-based QROPS. After […]

QROPS case study: Mr Rossi, Italian back in Italy after working in UK, Malta QROPS

How we reduced pension fees by more than half for one returning Italian expat.