INDEPENDENT FINANCIAL ADVICE FOR EXPATS LIVING IN SOUTH AFRICA
As an English-speaking country with strong historical European links, stunning natural scenery, a superb climate and relatively low cost of living it is no wonder that so many expats make South African their home.
The country itself however is not the most stable from a political or economic point of view which makes it pertinent that expats with assets spread globally receive the best independent financial advice.
Co-founder and director Tom Goold began his financial services career in Cape Town and has several years of experience providing quality financial advice to expats in South Africa.
We provide transparent, fee-based, UK-regulated independent financial advice.
INDEPENDENT UK-REGULATED ADVICE FOR BRITISH EXPATS IN SOUTH AFRICA WITH UK ASSETS
If you’re a British expat in South Africa with assets in the UK then you need a clear picture of how to manage them. Living overseas presents complications with investment management, generating income, managing currency fluctuations, protecting capital and understanding tax obligation both in your own lifetime and when you pass them on upon your death.
We provide UK-regulated advice to assess all of your assets and the optimise them to manage all of the concerns mentioned above.
Contact us via the form below if you want a free and confidential meeting about your situation.
UK-REGULATED ADVICE ON UK PENSIONS
If you’ve spent a significant part of your career working in the UK then it’s probable that you’ll have accumulated pensions either in the form of defined contribution pots or defined benefit final salary pensions.
We give the best UK-regulated advice on UK pensions for British expats in South Africa. Unfortunately many British expats in South Africa have been badly advised in the past and transferred their UK pensions into Qualifying Recognised Overseas Pension Schemes (QROPS) in jurisdictions like Guernsey, Malta and Gibraltar. The majority – probably 99% – of these were done unnecessarily and could actually leave you worse off from a tax perspective.
For more specific guidance on UK pensions for expats in South Africa check out our articles further down this page.
FINANCIAL ADVICE FOR US EXPATS
US expats and US connected persons face challenges with regard to their investments as many financial institutions simply won’t allow U.S. connected persons to hold investment products and increasing numbers of U.S. financial institutions are closing brokerage accounts for U.S. connected persons with overseas addresses.
The U.S. Foreign Account Tax Compliance Act (FATCA) has paved the path for subsequent and more global regimes, notably the Common Reporting Standard (CRS).
Providing correct advice to US expats is just one area in which we specialise. For a free and confidential meeting about your situation, please contact us via the form below.