INDEPENDENT FINANCIAL ADVICE FOR EXPATS LIVING IN SPAIN
Spain has been a popular destination for expats for several decades now. When foreign travel first took off many Brits headed for the sunny beaches of Spain and many liked it so much that they decided to make it home.
There are huge communities of expats across Spain with an estimated 300,000 Brits making it the top place for Brits looking to retire abroad.
Unfortunately, many rogue financial advisors have also flocked to Spain to take advantage of an opportunity. Many expats have fallen victim to bad advice and misselling by commission-greedy advisors.
If you’re an expat in Spain then we can provide you with 100% independent, transparent, EU regulated, fee-based advice to optimise your long-term financial planning.
FEE-BASED FINANCIAL ADVICE FOR BRITISH EXPATS IN SPAIN WITH UK ASSETS
If you’re a British expat in Spain with assets in the UK then you need a clear picture of how to manage them. Living overseas presents complications with investment management, generating income, managing currency fluctuations, protecting capital and understanding tax obligation both in your own lifetime and when you pass them on upon your death.
We provide EU regulated advice to assess all of your assets and the optimise them to manage all of the concerns mentioned above.
Contact us via the form below if you want a free and confidential meeting about your situation.
INDEPENDENT FEE-BASED ADVICE ON UK PENSIONS
If you’ve spent a significant part of your career working in the UK then it’s probable that you’ll have accumulated pensions either in the form of defined contribution pots or defined benefit final salary pensions.
We give the best regulated advice on UK pensions for British expats in Spain. Unfortunately many British expats in Spain have been badly advised in the past and transferred their UK pensions into Qualifying Recognised Overseas Pension Schemes (QROPS) in jurisdictions like Guernsey, Malta and Gibraltar. The majority – probably 99% – of these were done unnecessarily and could actually leave you worse off from a tax perspective.
For more specific guidance on UK pensions for expats in Spain check out our articles further down this page.
FINANCIAL ADVICE FOR US EXPATS
US expats and US connected persons face challenges with regard to their investments as many financial institutions simply won’t allow U.S. connected persons to hold investment products and increasing numbers of U.S. financial institutions are closing brokerage accounts for U.S. connected persons with overseas addresses.
The U.S. Foreign Account Tax Compliance Act (FATCA) has paved the path for subsequent and more global regimes, notably the Common Reporting Standard (CRS).
Providing correct advice to US expats is just one area in which we specialise. For a free and confidential meeting about your situation, please contact us via the form below.