QROPS Advice and Service for British Expats


Since a change in UK pension legislation introduced QROPS to the market in 2006 approximately 120,000 UK pensions have left the UK to go to popular destinations like Guernsey, Malta and Gibraltar.

In our experience 99% of these transfers have been badly handled and in the majority of cases completely unnecessary meaning that the pension would have been better left in the UK.

There are a multitude of factors that combine and compound to make these QROPS doomed for failure: unsuitable structures, unnecessary insurance bonds used to hold investments which are expensive and cumbersome, high commissions paid out on these bonds (often as high as 7%), unsuitable investment choices such as structured notes and expensive actively managed funds (again paying high up front commissions of up to 5%) and a general lack of attention, service, management and continuity of advice.

If any of the above sound familiar to you then we can help to rescue and repair your QROPS in the same way that we have helped many others. All the QROPS we’ve helped to fix have had the features described above. As the advice we give is regulated in the UK it means that we do not follow the same commission-driven strategy of whoever persuaded you to transfer your pension in the first place. We operate a transparent fee-based model that guarantees the prosperity of clients before our own.

Need more info? Read our comprehensive QROPs guide >

What Can We Do For You?

We begin by taking a look at your existing QROPS and having a call or meeting with you. This part of the process is free of charge and has zero obligation. We’ll highlight where we see the faults and discuss how we would improve things. We’ll present you with a written report and detailed analysis to compare your options. We promise that we will only make a proposal and recommendation to take you on as a client if we can demonstrate objectively how we can save you money and improve the long-term potential of your pension.

Read Our Case Studies

The most effective way for us to demonstrate our QROPS Service is through case studies of individuals we have already helped. Names have been changed to protect their identities however if you ever need written testimonials and references from our existing clients then we can provide these on request.

If you browse the case studies below, we’re sure that you’ll find someone who’s been in a similar situation as you but has benefited from taking our advice.


Get in touch for a FREE consultation

We firmly believe that your location in the world should not be a barrier to receiving fair, independent and transparent financial advice that you can trust.

We work with clients across the globe and can offer you a FREE initial consultation wherever you are.

It all starts by getting in touch!

Simply complete the contact form and someone will be in touch for an informal chat to discuss how we can help.