FINANCIAL PLANNING IS WHAT WE DO
Financial Planning should be a priority for everybody: creating, building and growing wealth to ultimately achieve financial independence.
We are living in an increasingly complex world where people are living longer and changing job, country and even partner several times within a lifetime.
In order to thrive in other areas of your life it is fundamental that you have a solid financial foundation so that as your life changes you are free to embrace new opportunities without having to fear negative financial consequences.
Our personalised approach to financial planning respects the unique needs of each individual.
OUR STEP-BY-STEP FINANCIAL PLANNING PROCESS
We offer our clients the opportunity to go through a thorough financial planning process that sets out a plan and can be monitored and updated at regular review meetings.
Step One
We meet (either in person or online) to complete to conduct a discovery and planning session. This entails completing a thorough Fact Find and having an open discussion to map out the future in terms of your needs and goals and any expected events that may impact.
We’ll also ask you to complete a Risk Assessment – either with our help or by yourself.
Step Two
We go away and do our homework. This involves inputting your information into our CashCalc software and generating a cashflow forecast. Feedback from the Risk Assessment is also provided in the form of a detailed Risk Report to help you understand what your attitude to risk means in terms of the potential to achieve your financial goals.
At this stage we’ll also prepare a recommendation to put in place the most suitable plan in terms of product and portfolio to meet your long-term goals.
Step Three
We meet for a follow up session to discuss the cashflow forecast along with our recommendations to help you achieve your long-term goals.
Step Four
We meet on a regular basis (typically twice a year) to review the plans put in place, discuss performance and any changes that might be necessary to keep you on track to achieving your goals.