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Understanding QNUPS for British Expats: A Comprehensive Guide
Table of Contents For British expats navigating the complexities of international finances, a Qualifying Non-UK Pension Scheme (QNUPS) can offer significant benefits. From tax efficiency to flexible investment options, QNUPS are a compelling choice for those residing outside the UK. This guide explores what QNUPS are, their benefits, and how they can fit into your […]
Tracing and Contributing to Your UK State Pension as a British Expat
Are you in the dark about your UK state pension? Confused about how the NEW UK state pension works? This article helps you to understand the contributions you’ve made, when you’ll start receiving your state pension and how to receive the full UK state pension.
Understanding INPS in Italy: A Guide for Expats
The rate of the INPS contribution to state benefits can sometimes take expats in Italy by surprise. Here’s the explanation.
The Age of the Italian Tax Incentive
Why Now is the Perfect Time for Expats to Move to Italy: A Tax Perspective If you’re considering relocating to Italy, there’s never been a better time from a tax standpoint. In recent years, Italy has introduced a series of attractive tax incentives designed to lure new residents: including retirees, high-net-worth individuals, and Italians […]
Raising Standards in Financial Advice for Expats in Europe
Valiant Wealth are setting new standards in independent financial advice for international people and expats resident in Italy. This article was originally published by Italian Insider – an English language newspaper and website for expats in Italy.
QROPS Myth #9 – Brexit will affect your pension
If you’re an expat in the EU, do you really think that your UK pension provider will be unable to make a payment to when the UK has left?
QROPS Myth #8: If you leave your pensions in the UK you’ll have to pay income tax
We often hear the argument that Malta is a superior home for your pension as it has double taxation agreements (DTAs) with numerous countries meaning that regardless of where you retire you won’t pay tax at source but only in Malta. It is certainly true that pensions in Malta are paid out gross and then […]
QROPS Myth #7 – Structured notes are suitable investments
A consequence of transferring your pension away from the UK opens you to the risk that your funds will be placed into investments that would not be allowed if it was still under the watch of the UK’s Financial Conduct Authority. There have been many cases of clients losing significant proportions of their pension due […]
QROPS Myth #6: You need to keep a large proportion in cash
Any investment portfolio should always contain a small proportion of cash but by small we mean around 2-3%. If your pension has a cash account of somewhere around 10% then you might want to question whether this money really exists. Consider it this way, pensions are seen as ‘captive money’ until you reach the age […]